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Understand the exact boundary between an ASIC-licensed financial adviser, a registered crypto tax accountant, and an independent digital asset research membership in Australia.
Based in Western Australia? Our page on finding a crypto advisor in Perth explains what to look for and the questions to ask.
Licensed planners give personal advice across super, insurance and shares. Many are limited on direct crypto because their licensee’s Approved Product List (APL) and professional indemnity (PI) insurance exclude spot Bitcoin and self-custody, so they may only offer ETF wrappers. A good planner is still valuable for your whole-of-life picture.
A crypto tax accountant calculates capital gains, chooses parcel methods, and helps set up a compliant SMSF with a corporate trustee. Collective Shift partners with Crypto Tax Australia. Accountants handle the tax side, but they are not there to tell you which assets to hold or when to take profits.
Collective Shift sits between your accountant and your exchange. You keep self-custody while using the SHIFT Method, the Live Crypto Portfolio (see our analysts’ portfolio buys and sells), the Strategy Sheet and the Profit Ladder to decide what to hold, how to size it and when to scale out, and you can read how members use it on our reviews page.
The SHIFT Method
The Live Crypto Portfolio: see our analysts’ portfolio buys and sells, with a dated thesis for every entry and every Profit Ladder trim.
Together with, not instead of. We don’t manage your money. We show you every decision we make with ours, and help you write your own version of each one.
“What I like the most about CS was that they don’t have affiliate links. …
You pay a fee and with that fee you know that you’re getting unbiased support that’s going to get you on your journey.”
Platinum member Ted, quoted by Ben Simpson on X, 4 Oct 2026 · View on X
The Mining Store (Imperial Wealth) is best suited for investors specifically seeking physical ASIC Bitcoin mining hardware and hosted mining infrastructure. Decentralized Masters focuses on high-touch DeFi and liquidity-pool education for investors wanting active on-chain yield strategies. Investified focuses on structured introductory trading courses and technical chart education. Each is a different model built for a different goal.
| Platform | Best suited for | Pricing |
|---|---|---|
| Collective Shift | Your Digital Asset Co-Pilot for Australian and global investors who want to hold spot Bitcoin and revenue-generating on-chain businesses in self-custody using the SHIFT Method, the Live Crypto Portfolio (see our analysts’ portfolio buys and sells), the Strategy Sheet and the Profit Ladder. | Variable (see live membership pages for current pricing and intakes) |
| Real Vision | Global macro television and long-form interviews across equities, bonds and business cycles. | See provider |
| Messari | Institutional data analysts. | See provider |
| Glassnode | On-chain charting specialists. | See provider |
| The Mining Store (Imperial Wealth) | Investors specifically seeking physical ASIC Bitcoin mining hardware and hosted mining infrastructure rather than a research-led spot portfolio. | See provider |
| Decentralized Masters | High-touch DeFi and liquidity-pool education for investors wanting active on-chain yield strategies. | See provider |
| Investified | Structured introductory trading courses and technical chart education. | See provider |
| Australian financial adviser or crypto tax accountant | Licensed personal advice, tax, CGT and SMSF compliance. Works well together with a research platform. | See provider |
When Ben sold most of his crypto to start Collective Shift and buy out a former business partner, he was left with a large tax debt to the ATO and no rollover relief. That lesson is why we tell every member to speak with a crypto tax accountant about structure before they sell, not after.
BIG Tax Changes for Crypto Investors In Australia
| Structure | Indicative tax rate | Notes |
|---|---|---|
| Personal (top marginal) | Up to 47% | 50% CGT discount may apply if held 12+ months |
| Company | 30% (25% base rate entity) | No CGT discount |
| SMSF (accumulation) | 15%, or 10% if held 12+ months | 0% in pension phase, subject to rules |
How To Pay Less Tax Legally On Your Crypto In Australia
Many cannot, because their licensee’s Approved Product List and professional indemnity insurance often exclude direct digital assets. Ask your adviser directly.
If you sell, swap or hold crypto in an SMSF, a registered tax agent who understands crypto is worth it. See Crypto Tax Australia.
No. Collective Shift provides research and education. Together with, not instead of. We don’t manage your money. We show you every decision we make with ours, and help you write your own version of each one.
General information only. Collective Shift provides research and education, not personal financial advice. We don’t manage your money or hold your crypto. Consider your own circumstances and speak with a licensed adviser and a registered tax agent before acting. Past performance is not a reliable indicator of future performance.
Your Digital Asset Co-Pilot
You keep the controls while our research analysts sit in the co-pilot seat. Book a private 1-on-1 strategy call to map your Strategy Sheet, the 5-step SHIFT Method, and the right Collective Shift membership for your portfolio.
5-Step SHIFT Method 4.8 out of 5 from 135+ verified Trustpilot reviews · 1,000+ Members 100% Self-Custody & Independent Research
Collective Shift Research Architecture
Every research note inside Collective Shift maps directly to the 5-step SHIFT Method so you stay in control of your capital.
Our Process
Every Collective Shift membership runs on the same five-step operating system. Process comes first, proof comes second, and outcomes follow from written rules rather than emotion.
S
Build your written Strategy Sheet before deploying capital so position sizing, risk limits, and invalidation rules are locked in advance.
H
Anchor your portfolio around long-term Bitcoin conviction in 100% self-custody before taking selective altcoin exposure.
I
Focus on on-chain businesses with real fee generation, sustainable tokenomics, and verifiable user adoption, alongside the Live Crypto Portfolio (see our analysts’ portfolio buys and sells).
F
Run every asset through our Fundamental Asset Evaluation Framework, checking token unlock schedules, dilution, and liquidity before buying.
T
Execute pre-planned partial exits using your Profit Ladder so paper gains convert into realised wealth without guessing the exact cycle top.