What Is Investing?

Investing involves putting your money into something that you expect will generate income or increase in value over time. Investing is all about finding ways to make your money work for you.

Many people are investors without even realising it. From the moment we start working, part of the money we earn is put into a superannuation fund for when we retire. Superannuation funds invest your money into a variety of things on your behalf, such as property, stocks and other assets.

However, superannuation funds are only one way of investing. You can choose to invest into a variety of things, depending on where you see an opportunity to do so.

For example, in the real estate market, you might see an opportunity to invest in a property that allows you to generate income in the form of rent, or that you expect will be worth more in the future than it is today.

Successful investors typically have a set of goals and a plan on how they expect to reach these goals over a specific time frame. Because investing usually spans over long periods of time, investors are typically less affected by short-term fluctuations in value.

Like investing into your superannuation, property, stocks or other assets, you can also invest into cryptocurrency. Cryptocurrency is the best-performing asset class over the past decade, and is well-known for its price volatility which delivers great opportunity, but also great risks.